Insurance Direct Repair
INSURANCE DIRECT REPAIR SERVICES
Insurance claims due to damage caused by natural disasters to your home or commercial place can be tedious and frustrating. The restoration insurance claims process requires skills and experience, and that’s why you need a damage claims restoration company. Let our team work directly with your insurance company to restore your home to help make it “Good as new.”
Let The Restoration Contractors Work Directly with Your Insurance Carrier
After experiencing a fire, mold, or water damage, most people first call their insurance companies. However, it can be daunting to keep track of the insurance claims process and what to do and avoid. That’s why you should call our restoration contractors to work directly with your insurance carrier.
The insurance carrier pays you for your claims after filing a claim. However, our restoration contractors ensure that you get a fair compensation depending on the damage caused to your property. We take photos, and videos, make plans, and fill out the paperwork to present to your insurance company. This way, you get a premium payment despite the loss you suffered from your property damage.
We Are Here to Help with Restoration Insurance Claims
Our job is to negotiate with your insurance company to ensure you get the most from your restoration claims. Our team of restoration contractors is experienced and negotiates aggressively to negotiate your fair payout. We understand that the process can be difficult, and some clients worry about being displaced. However, our restoration contractors work with your insurance company to ensure a quick restoration of your property.
We stand with you throughout the insurance claims process. Our professional contractors can handle all the damaged parts of your property, including ceilings, floors, doors, windows, basement, and mold remediation. We handle all types of damage, including fire, mold, floods, and hail storms. If you experience water, fire, or mold damage on your property, be assured to contact us to help with your insurance claims. We ensure to get your building restored and help you get your normal life back.
Types of Damage Typically Covered by Insurance
Damage claims covered by insurance companies vary depending on the insurance firm. Here are the damages covered by the insurance company.
Water Damage: Most insurance companies cover water damages caused by a burst pipe or flooding in your property caused by plumbing issues. Again, most insurance companies don’t cover water damage caused by natural flooding. However, if you have added it to your policy, the insurance company should cover this claim while handling any damages caused by plumbing issues.
Fire Damage: Fires are the common causes of damage in homes and some commercial places. Most home and company owners have insurance policies to cover the fire loss. Insurance companies cover all damages caused by the fire, except if the owner started the fire intentionally. Thus, the insurance company covers fire damages, including smoke and damage cleanup and reconstruction of your property. In addition, the insurance company also caters for other expenses, including rentals, hotel, food, and other bills, before our contractors restore your home. This way, you have peace of mind as we fix your home to how it was before the fire damage.
Mold: Insurance companies cover mold damage if the cause is listed on your insurance policy. However, if the cause of mold damage isn’t listed on your insurance policy, the insurance company doesn’t cover the damages. Again, your insurance company should also cover for damages caused by mold due to a burst pipe in your home or business.
What to Do Before Filing a Damage Restoration Claim
Filing for damage restoration claims can be tricky, and one mistake can cost your claims. That said, here are things to do before filing a damage restoration claim.
Keep all Information: Before making your damage claims, ensure to have all evidence with you. Thus, you need to take photos and videos and keep track of the time and date. This way, you are assured to provide honest information to your insurance company and avoid contradictions when making insurance claims.
Contact your insurance company: Be keen when calling your insurance company and the terminologies you use. Your choice of words is crucial because mentioning a cause of damage that’s not in your insurance policy costs you the restoration payment. If you don’t know what to say, you need to hire an expert to speak on your behalf.
Ask for damage mitigation information: Insurance companies need you to mitigate damages to your home or property. This way, you are assured that you’ve secured your property without hiding crucial information. Again, you need to take clear photos and videos to help in your insurance restoration claims.
Take photos or record videos: Take several photos and videos to present to your insurance company when filing for damage restoration claims.
Hire a reputable restoration damage company: Hire professional contractors from our firm to help you negotiate for your insurance claims. Again, we help restore your home or business promptly and ensure you get a premium payment from your insurance firm.
What Not to Do Before Filing a Damage Restoration Claim
A fire, mold, or water damage can be stressful, especially if the incident happens at night. These are the mistakes to avoid before filing a damage restoration claim despite the desperation.
Failure to have a home or business inventory: A home or business inventory helps you keep track of all the property in your home or business. Hence, if you are faced with fire, water or mold damage, you can easily provide the damage to your insurance company and get fair compensation.
Failure to document the damages: After experiencing property damage in your home or business, you need to record the incident by taking photos and videos promptly. This is evidence that your property suffered water, fire or mold damage and your insurance company is liable for any damages. Again, these photos and videos are vital for assessing the loss you suffered and determining your compensation.
Discard damaged items: After filing your insurance claims, insurance companies visit your home for inspection. Thus, tossing away any damaged items may cost you your payout because you lack evidence. However, if you decide to throw away damaged materials, you need to have extensive photos and videos of the damaged items to provide solid evidence.
Providing false information to your insurance company: After experiencing damage to your property, you need to contact your insurance company immediately. First, however, you need to provide truthful information to avoid mistakes that could cost your insurance claims. If you aren’t certain what to say to your insurance company, you need to hire an expert to work directly with your insurance company and ensure you’re on the right track.
Bottom Line
Fire, water, and mold damages are unprecedented in homes and businesses. Thus, you should let The Restoration Contractors work directly with your insurance carrier and help you with your insurance claims. We will help you get your everyday life back despite experiencing extensive damages to your property.
